Debt can be crippling. Many in Sacramento are living with debt. And the situation is worsening. But how do you get out of debt? This recent news story offers tips to relieve your debt dilemma. But the options offered presume you have the money to, at minimum, pay down your debt. What do you do when
Sacramento Bankruptcy & Debt Relief Attorney
Fast financial fix sounds like a catch-phrase for a scam. It can be. But there are options out there that allow you to fix your finances. And they can be fixed fast. Bankruptcy is one such option. And bankruptcy is far from a scam. It is a conservative legal undertaking to eliminate your debt
Beware of debt consolidation scams. Not exactly Shakespearean advice, but it is a worthwhile tip. Those in debt are also in need. They are in need of getting out of debt. When you can't afford the debt you have, there are few options available. This is particularly so for those on a fixed income
If you owe more than $8,000 in credit card debt, you are not alone. According to this news report, the average American household owes more than $8,000 in credit card debt. The level of credit card debt is soon to exceed the credit card debt levels prior to the Great Recession. That's a lot. There
Did you make a resolution to begin this year? Do you have debt? Perhaps you should make a debt resolution. If you owe more debt than you can afford to repay, make 2018 a year you do something about it! There is a lot of new consumer debt, as this NBC news story reflects. More so now, if not soon
Sacramento Bankruptcy Debt Relief
Sacramento bankruptcy debt relief is needed for many in the region. The economy in Sacramento is better since the great recession. But it is not back. Not even close. Those living and working in Sacramento know this.
Debt, though, is back. Consumer debt has risen far
Bankruptcy Discharge
Bankruptcy discharge is the legal term applied to debt elimination through bankruptcy. Filing for bankruptcy and completion of a bankruptcy case allows filers to receive a discharge. The discharge is an order issued by the bankruptcy court eliminating debt. Here is the he full
Debt Elimination Through Bankruptcy
Why file for bankruptcy? Debt elimination though bankruptcy is the purpose for filing bankruptcy. It is also the basis of the bankruptcy discharge. A bankruptcy discharge is a court order canceling, or eliminating your debts. It’s that simple. The order is issued
Bankruptcy Debt Relief
Bankruptcy debt relief is the purpose of filing for bankruptcy. There are many means of seeking debt relief through a bankruptcy filing. The two most common forms of consumer bankruptcy are Chapter 7 bankruptcy and Chapter 13 bankruptcy. Both provide debt relief. Chapter 7
Credit Card Debt Elimination In Bankruptcy
Credit card debt elimination in bankruptcy is one of the most common causes of bankruptcy filing. Consumer debt has increased dramatically in the past few years. The level of credit card debt is now near it‘s pre-recession level. And that’s a lot. This
Debt, Income and Bankruptcy
Debt, income and bankruptcy are financial factors that dictate the consumer economy. Debt-to-income ratio is the starting point for evaluating consumer credit. The higher your income, the better your credit. The more debt you have, the worse your credit. Or at least that
Ides of March
According to Wikipedia, the Ides of March marks the date Julius Cesar was slain by his own. The assassination marked the end end of one Roman empire and the beginning of another.
The term ides of March means, literally, only the 15th of March. But the meaning of the term signifies much
Bankruptcy Can Discharge Overpayment of Unemployment and Social Security
Bankruptcy can discharge overpayment of unemployment and Social Security benefits. Like any other unsecured debt, such benefit overpayments are legally binding. But as with most other legally binding debts, bankruptcy can
Sacramento Bankruptcy: Debt Relief Alternatives
Bankruptcy is an option to eliminate or reorganize your debt. There are other alternatives besides bankruptcy, though. Debt relief companies and agencies can help, but be cautious taking this route.
Many debt relief companies and agencies promise to
Sacramento Bankruptcy: Credit Card Debt
Credit card debt is one of the most common forms of debt for bankruptcy filings in the Sacramento region.
There are a number of reasons credit card debt can cause bankruptcy. The ease of ability to obtain credit card debt is first factor to consider. Often
Sacramento Bankruptcy: Coping with Debt
Debt can be dealt with in many ways. Bankruptcy is an option, but is likely not a first alternative. Read the Federal Trade Commissions thoughts on coping with debt. Though initial options to resolve your debt, such as consolidation and refinancing, may