Law Office of James L. Keenan

Help when you need it

Personal service since 1995

James Keenan Law

Contact me for a free consultation!

PH 916.448.6923

TXT 916.715.6145

EMAIL James now!

Contact me for a free consultation!

PH (916) 448-6923

TXT (916) 715-6145

EMAIL James now!

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Credit Card Relief

If you owe more than $8,000 in credit card debt, you are not alone. According to this news report, the average American household owes more than $8,000 in credit card debt. The level of credit card debt is soon to exceed the credit card debt levels prior to the Great Recession. That's a lot. There are certainly benefits to credit cards. Covering unexpected costs, collecting credit card benefits and postponing expenses are a few of the many. But credit card relief is often needed.

But when credit card debt rises beyond the ability to afford, credit card debt can become a problem. It's becoming common again for the first time in nearly a decade. The rise in credit card debt coincides with the rise in credit levels in the country. Perhaps it is a sign of a strengthening economy. But too much credit is not always a positive sign. That's where credit card debt relief becomes a necessity.

Bankruptcy Credit Card Relief

When credit card debt becomes too much to handle, bankruptcy can be an option. If you have excessive credit card debt, there are few ways out from under. Paying them down or off is not a reality for most in credit card debt. Doing so requires money, which most in credit card debt no not have. That's why they are in credit card debt. But credit card debt can be eliminated in bankruptcy. Bankruptcy laws allow you to discharge, or eliminate, your credit card debt. Eligibility for bankruptcy is easier than most imagine. Doing so is a sure fix to credit card relief.

Whether in Sacramento or elsewhere, filing bankruptcy is a good option to eliminate credit card debt. The basic premise to bankruptcy is elimination of debt you cannot afford. This certainly includes credit card debt. If you are need of credit card relief, I invite you to contact my office to evaluate your options. 

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Sacramento Bankruptcy Protection

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Law Offices of James L. Keenan

2600 H St. Sacramento, CA 95816

Phone: 916-448-6923

Fax: 916-442-6524

Email: jameslkeenan@aol.com

Office Hours: Monday – Friday 8 a.m. – 5:30 p.m.

Evening Appointments Available

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Disclaimer: The legal information presented at this site should not be construed to be formal legal advice, nor the formation of a lawyer or attorney client relationship. Any results set forth herein are based upon the facts of that particular case and do not represent a promise or guarantee. Please contact James Keenan personally for a consultation on your particular matter. This web site is not intended to solicit clients for matters outside of the state of California.